Natural hazards · Cochecton

Cochecton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Cochecton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 15 claims here since 1993. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cochecton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cochecton to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves7%Tornadoes6%Everything else11%

By hazard

What Cochecton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 93 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cochecton flood?

Every paid claim on a federal flood insurance policy in Cochecton, from FEMA’s records.

15paid claims since 1993

$386Kpaid to owners

4homes flooded more than once

19932026

Biggest named events

Torrential rain: 3 claims, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cochecton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sullivan County.

Disasters that hit Cochecton

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cochecton itself: aid to households, or repair grants to the Town of Cochecton.

Brought FEMA money into CochectonDeclared for Sullivan County only

2017

Severe Winter Storm and Snowstorm

$22K to the Town of Cochecton for repairs

2012

Hurricane Sandy

1 household applied for aid $13K to the Town of Cochecton for repairs

2011

Hurricane Irene

1 household applied for aid $46K to the Town of Cochecton for repairs

2006

Severe Storms and Flooding

17 households applied for aid $37K aid approved $111K to the Town of Cochecton for repairs

2005

Severe Storms and Flooding

$493K to the Town of Cochecton for repairs

2004

Tropical Depression Ivan

4 households applied for aid $919 aid approved $214K to the Town of Cochecton for repairs

2004

Severe Storms and Flooding

$85K to the Town of Cochecton for repairs

2003

Snow

$7K to the Town of Cochecton for repairs

2002

Snowstorms

$19K to the Town of Cochecton for repairs

2000

Severe Storms and Flooding

$423K to the Town of Cochecton for repairs

Sullivan County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Cochecton

Cochecton and the towns around it

Very lowLowModerateHighVery high

Tustenmostly inland floodingHigh

Delawaremostly inland floodingHigh

Damascusmostly inland floodingModerate

Cochectonmostly inland floodingLow

Bethelmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cochecton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cochecton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cochecton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cochecton total about $887K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.