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Natural hazards · Trenton

Trenton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Trenton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 2014. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Trenton?

26
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trenton to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves9%Everything else18%
By hazard

What Trenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 2 times a year in the area

Cold waves

9% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Trenton flood?

Every paid claim on a federal flood insurance policy in Trenton, from FEMA’s records.

7paid claims since 2014
$78Kpaid to owners
1homes flooded more than once
20142026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Trenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oneida County.
Disasters that hit Trenton

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trenton itself: aid to households, or repair grants to the Town of Trenton.

Brought FEMA money into TrentonDeclared for Oneida County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$37K to the Town of Trenton for repairs
2017

Severe Winter Storm and Snowstorm

$12K to the Town of Trenton for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$13K to the Town of Trenton for repairs
2007

Record Snow and Near Record Snow

$16K to the Town of Trenton for repairs
2006

Severe Storms and Flooding

$8K to the Town of Trenton for repairs
2004

Snow

$23K to the Town of Trenton for repairs
2003

Ice Storm

$10K to the Town of Trenton for repairs
2002

Snowstorms

$27K to the Town of Trenton for repairs
2000

Severe Storms and Flooding

$49K to the Town of Trenton for repairs
Oneida County has had 22 natural disasters declared since 1953, most often winter storms and severe storms.
Around Trenton

Trenton and the towns around it

Russia: Moderate, mostly inland floodingFloyd: Very low, mostly inland floodingMarcy: Very low, mostly inland floodingRemsen: Low, mostly inland floodingDeerfield: Very low, mostly inland floodingSteuben: Low, mostly inland floodingNewport: Moderate, mostly inland floodingOhio: Moderate, mostly inland floodingPoland: Moderate, mostly inland floodingNorway: Moderate, mostly inland floodingRome: Very low, mostly inland floodingWhitestown: Low, mostly inland floodingWestern: Low, mostly inland floodingUtica: Very low, mostly inland floodingForestport: Moderate, mostly inland floodingBoonville: Very low, mostly inland floodingSchuyler: Very low, mostly inland floodingTrenton: Low, mostly inland flooding TrentonRussiaFloydMarcyRemsenDeerfieldSteuben
Very lowLowModerateHighVery high
Russiamostly inland floodingModerate
Remsenmostly inland floodingLow
Steubenmostly inland floodingLow
Trentonmostly inland floodingLow
Floydmostly inland floodingVery low
Deerfieldmostly inland floodingVery low
Marcymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trenton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Trenton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Trenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Trenton total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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