Natural hazards · Marcy

Marcy, NY natural hazards

Most of the natural-hazard damage FEMA expects in Marcy comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2011. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Marcy?

1
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marcy to be higher than in 1% of U.S. communities, mostly from inland flooding.

Inland flooding56%Cold waves14%Strong wind7%Tornadoes7%Everything else16%
By hazard

What Marcy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well below average · higher than 4% of U.S. places
Recorded about 2 times a year in the area

Cold waves

14% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 5 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once a year in the area

Tornadoes

7% of expected damage
Below average · higher than 26% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Marcy flood?

Every paid claim on a federal flood insurance policy in Marcy, from FEMA’s records.

2paid claims since 2011
$22Kpaid to owners
1homes flooded more than once
20112026

Biggest named events

  • Tropical Storm Lee: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Marcy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oneida County.
Disasters that hit Marcy

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marcy itself: aid to households, or repair grants to the Town of Marcy.

Brought FEMA money into MarcyDeclared for Oneida County only
2017

Severe Winter Storm and Snowstorm

$14K to the Town of Marcy for repairs
2011

Remnants of Tropical Storm Lee

5 households applied for aid $11K aid approved
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$6K to the Town of Marcy for repairs
2007

Record Snow and Near Record Snow

$12K to the Town of Marcy for repairs
2006

Severe Storms and Flooding

4 households applied for aid $3K aid approved
2004

Snow

$20K to the Town of Marcy for repairs
2003

Ice Storm

$7K to the Town of Marcy for repairs
2002

Snowstorms

$17K to the Town of Marcy for repairs
2000

Severe Storms and Flooding

$77K to the Town of Marcy for repairs
Oneida County has had 22 natural disasters declared since 1953, most often winter storms and severe storms.
Around Marcy

Marcy and the towns around it

Whitestown: Low, mostly inland floodingUtica: Very low, mostly inland floodingTrenton: Low, mostly inland floodingFloyd: Very low, mostly inland floodingDeerfield: Very low, mostly inland floodingWestmoreland: Very low, mostly inland floodingNew Hartford: Low, mostly inland floodingYorkville: Low, mostly inland floodingRome: Very low, mostly inland floodingKirkland: Moderate, mostly inland floodingFrankfort: Moderate, mostly inland floodingNew Hartford: Low, mostly inland floodingNew York Mills: Very low, mostly inland floodingSchuyler: Very low, mostly inland floodingRussia: Moderate, mostly inland floodingRemsen: Low, mostly inland floodingSteuben: Low, mostly inland floodingWestern: Low, mostly inland floodingMarcy: Very low, mostly inland flooding MarcyWhitestownUticaTrentonFloydDeerfield
Very lowLowModerateHighVery high
Whitestownmostly inland floodingLow
Trentonmostly inland floodingLow
Uticamostly inland floodingVery low
Floydmostly inland floodingVery low
Deerfieldmostly inland floodingVery low
Marcymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marcy covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Marcy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Marcy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marcy total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01