St. Armand, NY housing market
Home prices around St. Armand have risen about 69% over the past 5 years. No new homes were permitted in 2025.
Home values, sales, trends and how St. Armand compares with the towns next door — updated as new data is published.
Home prices up 69% in 5 years
The federal house price index for the ZIP codes around St. Armand rose 69% over the past 5 years, faster than across New York (52%). Last year prices rose 9.8%. Carrying the Census median home value forward with that index puts the typical St. Armand home at roughly $436,000 today.
Show as a table
| Year | Change that year | Since 2000 | New York since 2000 |
|---|---|---|---|
| 2025 | +9.8% | +239% | +189% |
| 2024 | +8.3% | +209% | +173% |
| 2023 | +16% | +185% | +154% |
| 2022 | +12% | +146% | +135% |
| 2021 | +9% | +119% | +108% |
| 2020 | +1.3% | +101% | +90% |
| 2019 | +5.7% | +98% | +84% |
| 2018 | +3.8% | +88% | +78% |
| 2017 | +7.3% | +81% | +68% |
| 2016 | −4.4% | +69% | +61% |
| 2015 | −0.2% | +76% | +56% |
| 2014 | +3.7% | +77% | +52% |
| 2013 | −3% | +70% | +48% |
| 2012 | +4.6% | +75% | +47% |
| 2011 | −0.9% | +68% | +51% |
| 2010 | −5.3% | +69% | +54% |
| 2009 | −1% | +79% | +59% |
| 2008 | +4.9% | +80% | +69% |
| 2007 | +4% | +72% | +73% |
| 2006 | +2.9% | +65% | +73% |
| 2005 | +23% | +61% | +62% |
| 2004 | +6.8% | +31% | +43% |
| 2003 | +11% | +23% | +28% |
| 2002 | +9.5% | +10% | +18% |
| 2001 | +0.6% | +0.6% | +8.3% |
| 2000 | — | — | — |
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP codes 12983, 12913, covering 76% of St. Armand’s land, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
No new homes permitted in 2025
No permits for new homes were issued in St. Armand in 2025. The last year with any was 2023 (2 new homes).
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, St. Armand's population fell by 102 even though 28 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across New York: 2.2 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 2 | 2 | 0 | $496,000 |
| 2022 | 4 | 4 | 0 | $993,000 |
| 2021 | 4 | 4 | 0 | $993,000 |
| 2020 | 3 | 3 | 0 | $745,000 |
| 2019 | 3 | 3 | 0 | $525,000 |
| 2018 | 3 | 3 | 0 | $525,000 |
| 2017 | 3 | 3 | 0 | $525,000 |
| 2016 | 3 | 3 | 0 | $525,000 |
| 2015 | 3 | 3 | 0 | $525,000 |
| 2014 | 4 | 4 | 0 | $700,000 |
| 2013 | 3 | 3 | 0 | $675,000 |
| 2012 | 2 | 2 | 0 | $450,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 4 | 4 | 0 | $423,000 |
| 2009 | 2 | 2 | 0 | $195,000 |
| 2008 | 2 | 2 | 0 | $195,000 |
| 2007 | 6 | 6 | 0 | $641,000 |
| 2006 | 7 | 7 | 0 | $747,000 |
| 2005 | 8 | 8 | 0 | $854,000 |
| 2004 | 9 | 9 | 0 | $961,000 |
| 2003 | 5 | 5 | 0 | $511,000 |
| 2002 | 6 | 6 | 0 | $614,000 |
| 2001 | 3 | 3 | 0 | $388,000 |
| 2000 | 5 | 5 | 0 | $530,000 |
St. Armand's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
St. Armand and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| St. Armand | — | +9.8%† | $1,090 | 0 | $81,221 |
| North Elba | — | — | $1,270 | 18 | $72,843 |
| Franklin | — | — | $1,140 | 6 | $88,456 |
| Saranac Lake | $343K | +6.1% | $1,070 | 0 | $61,967 |
| Wilmington | — | — | $1,450 | 17 | $82,344 |
| Harrietstown | — | — | $1,030 | 12 | $66,460 |
† FHFA price index change, where Zillow has no home value for the town.
3 years of income
The typical St. Armand home costs about 3 years of the town's median household income, less than across New York (6.1 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,090
HUD's Fair Market Rent for a two-bedroom in St. Armand is $1,090 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in St. Armand pay a median of $867, so moving in tends to cost more than staying put. A two-bedroom takes about 16% of the town's median household income.
Studio $780 · 4 bedrooms $1,540
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (12913, 12983; Essex County, NY), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.