Natural hazards · St. Armand

St. Armand, NY natural hazards

Most of the natural-hazard damage FEMA expects in St. Armand comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Armand?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Armand to be higher than in 61% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding59%Avalanches25%Everything else16%

By hazard

What St. Armand faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 3 times a year in the area

Avalanches

25% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 30 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Armand flood?

FEMA's records show no paid flood insurance claims in St. Armand.

of all homes
are insured

No community discount. St. Armand isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Essex County.

Disasters that hit St. Armand

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in St. Armand itself: aid to households, or repair grants to the Town of St. Armand.

Brought FEMA money into St. ArmandDeclared for Essex County only

2017

Severe Winter Storm and Snowstorm

$5K to the Town of St. Armand for repairs

2011

Hurricane Irene

$42K to the Town of St. Armand for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$17K to the Town of St. Armand for repairs

Essex County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.

Around St. Armand

St. Armand and the towns around it

Very lowLowModerateHighVery high

St. Armandmostly inland floodingHigh

Wilmingtonmostly inland floodingHigh

Saranac Lakemostly inland floodingModerate

Harrietstownmostly inland floodingModerate

North Elbamostly inland floodingLow

Franklinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Armand is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. Armand’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of St. Armand. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.