Natural hazards · Searingtown

Searingtown, NY natural hazards

Most of the natural-hazard damage FEMA expects in Searingtown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 15 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Searingtown?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Searingtown to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding65%Earthquakes12%Hurricanes11%Everything else13%

By hazard

What Searingtown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

12% of expected damage

Above average · higher than 67% of U.S. places

Hurricanes

11% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Searingtown flood?

Every paid claim on a federal flood insurance policy in Searingtown, from FEMA’s records.

15paid claims since 1979

$183Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 2 claims, $7K
Torrential rain: 1 claim, $21K
Hurricane Ida: 1 claim, $34K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Searingtown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nassau County.

Disasters that hit Searingtown

Federal disasters declared here

None of the disasters declared for Nassau County shows FEMA aid or repair money reaching Searingtown itself in FEMA’s records.

Brought FEMA money into SearingtownDeclared for Nassau County only

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Searingtown

Searingtown and the towns around it

Very lowLowModerateHighVery high

Herricksmostly inland floodingVery low

Searingtownmostly inland floodingVery low

North Hillsmostly inland floodingVery low

Albertsonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Searingtown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Searingtown’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Searingtown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Searingtown total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.