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Natural hazards in Albertson · FEMA

Albertson is calmer than 92% of U.S. communities

Most of the natural-hazard damage FEMA expects in Albertson comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 1984.

8Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 8% of U.S. places
Main hazard
Inland flooding
62% of expected damage
Flood claims
4
paid since 1984 · $21K
Disasters paid out here
0
of 24 declared for Nassau County
Expected yearly loss
$741K
buildings, people and crops

What stands out about Albertson’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Albertson?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 8% of U.S. communities, mostly from inland flooding.

Where Albertson sits
Albertson
Very lowLowModerateHighVery high

Calmer than 1,389 of the 1,524 New York towns we cover.

Albertson covers 1 census tract, combined by population.

What drives the damage
Inland flooding62%Hurricanes11%Earthquakes9%Cold waves5%Everything else13%
By hazard

What Albertson faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

62%of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

11%of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once every 6 years in the area

Earthquakes

9%of expected damage
Above average · higher than 62% of U.S. places

Cold waves

5%of expected damage
Well below average · higher than 19% of U.S. places
Recorded about once every 2 years in the area
Lower here
🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Albertson flood? Rarely: 4 flood claims since 1984

Every paid claim on a federal flood insurance policy in Albertson, from FEMA’s records.

Paid flood claims, by year
1984: 1 claim1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 1 claim1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 1 claim2008: 0 claims2009: 0 claims2010: 0 claims2011: 1 claim2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 198419962007
19842026
Biggest named events
  • Hurricane Irene1 claim · $4K
4
paid claims since 1984
$21K
paid to owners
0
homes flooded more than once
$5K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Albertson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nassau County.
Storms remembered

Federal disasters declared here

None of the disasters declared for Nassau County shows FEMA aid or repair money reaching Albertson itself in FEMA’s records.

Disasters declared, by decade
Paid out in AlbertsonNassau County only

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Be ready

Get ready for what Albertson actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

Coastal Flood WarningCoastal Flood Warning issued September 27 at 6:02AM EDT until September 27 at 6:00PM EDT by NWS Upton NY
Rip Current StatementRip Current Statement issued September 27 at 6:02AM EDT until September 27 at 8:00PM EDT by NWS Upton NY
High Surf AdvisoryHigh Surf Advisory issued September 27 at 6:02AM EDT until September 27 at 8:00PM EDT by NWS Upton NY
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Albertson and its neighbors

How storm and flood risk compares across the town line. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
Williston ParkVery lowinland flooding3
AlbertsonVery lowinland flooding4

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in August–October

The month each of Nassau County’s 24 declared disasters began, since 1953.

1J
1F
3M
A
1M
J
J
5A
8S
2O
1N
2D
HurricanesSevere stormsFloodsWinter stormsFiresDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Albertson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Albertson.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Albertson, expected losses total about $741K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Albertson.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Weather alerts: National Weather Service. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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