Natural hazards · Schuyler Falls

Schuyler Falls, NY natural hazards

Most of the natural-hazard damage FEMA expects in Schuyler Falls comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 22 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Schuyler Falls?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schuyler Falls to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Schuyler Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Schuyler Falls flood?

Every paid claim on a federal flood insurance policy in Schuyler Falls, from FEMA’s records.

22paid claims since 1981

$199Kpaid to owners

1homes flooded more than once

19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Schuyler Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

What’s been done with FEMA grants

17flood-prone properties bought out and cleared

Disasters that hit Schuyler Falls

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Schuyler Falls itself: aid to households, or repair grants to the Town of Schuyler Falls.

Brought FEMA money into Schuyler FallsDeclared for Clinton County only

2017

Severe Winter Storm and Snowstorm

$13K to the Town of Schuyler Falls for repairs

2011

Hurricane Irene

8 households applied for aid $4K aid approved $22K to the Town of Schuyler Falls for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$20K to the Town of Schuyler Falls for repairs

Clinton County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Schuyler Falls

Schuyler Falls and the towns around it

Very lowLowModerateHighVery high

Schuyler Fallsmostly inland floodingHigh

Saranacmostly inland floodingHigh

Perumostly inland floodingModerate

Plattsburghmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schuyler Falls covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Schuyler Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Schuyler Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Schuyler Falls total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.