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Natural hazards · Plattsburgh

Plattsburgh, NY natural hazards

Most of the natural-hazard damage FEMA expects in Plattsburgh comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 1981. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Plattsburgh?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plattsburgh to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding77%Earthquakes10%Everything else13%
By hazard

What Plattsburgh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

10% of expected damage
Above average · higher than 74% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Plattsburgh flood?

Every paid claim on a federal flood insurance policy in Plattsburgh, from FEMA’s records.

22paid claims since 1981
$536Kpaid to owners
2homes flooded more than once
19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Plattsburgh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clinton County.
Disasters that hit Plattsburgh

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Plattsburgh itself: aid to households, or repair grants to the Town of Plattsburgh.

Brought FEMA money into PlattsburghDeclared for Clinton County only
2023

Severe Storms and Flooding

$61K to the Town of Plattsburgh for repairs
2017

Severe Winter Storm and Snowstorm

$37K to the Town of Plattsburgh for repairs
2013

Severe Storms and Flooding

$5K to the Town of Plattsburgh for repairs
2011

Hurricane Irene

$135K to the Town of Plattsburgh for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$253K to the Town of Plattsburgh for repairs
Clinton County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Plattsburgh

Plattsburgh and the towns around it

Schuyler Falls: High, mostly inland floodingGrand Isle: Moderate, mostly inland floodingSouth Hero: Moderate, mostly inland floodingBeekmantown: High, mostly inland floodingPeru: Moderate, mostly inland floodingSaranac: High, mostly inland floodingNorth Hero: High, mostly inland floodingMilton: Low, mostly inland floodingSt. Albans: Very low, mostly inland floodingGeorgia: Low, mostly inland floodingColchester: Very low, mostly inland floodingIsle La Motte: High, mostly inland floodingChazy: High, mostly inland floodingDannemora: Moderate, mostly inland floodingAltona: High, mostly inland floodingAu Sable: High, mostly inland floodingBlack Brook: High, mostly inland floodingFranklin: Very low, mostly inland floodingBellmont: High, mostly inland floodingPlattsburgh: Moderate, mostly inland flooding PlattsburghSchuyler FallsGrand IsleSouth HeroBeekmantownPeruSaranac
Very lowLowModerateHighVery high
Beekmantownmostly inland floodingHigh
Schuyler Fallsmostly inland floodingHigh
Saranacmostly inland floodingHigh
Perumostly inland floodingModerate
Plattsburghmostly inland floodingModerate
Grand Islemostly inland floodingModerate
South Heromostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plattsburgh covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Plattsburgh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Plattsburgh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plattsburgh total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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