A typical Ruby home is worth roughly $347,000
The median sale price was $325,000 in April 2026.
Only 1 sale in April 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
What kind of housing town is Ruby?
Read from the numbers below. The page puts what stands out first.
A typical home costs 3.3 years of income
Less than across New York (4.9 years). Try your own numbers below.
That covers a typical Ruby home, with $19K to spare.
A two-bedroom rents for about $2,070 a month here, $250 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Ruby’s typical property tax (1.74% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $2,070
Renters already here pay a median of $1,352, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Kingston, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
72% of Ruby households own their home
Half of Ruby’s homes were built before 1974.
New York: 54% own.
U.S. Census Bureau, American Community Survey 2020-2024.
Ruby vs. its neighbors
Ruby is the priciest of 4 neighboring towns. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Ruby | $347K* | — | $2,070 | — | $104,831 |
| Ulster | $301K* | +1%† | $1,870 | 17 | $79,769 |
| Kingston | $274K* | +2%† | $1,870 | 0 | $73,125 |
| Saugerties | $335K* | +1.5%† | $1,690 | 36 | $78,271 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Ruby buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, April 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.