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Natural hazards · Rome

Rome, NY natural hazards

Most of the natural-hazard damage FEMA expects in Rome comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 20 claims here since 1980. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rome?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rome to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding64%Cold waves11%Earthquakes5%Strong wind5%Everything else14%
By hazard

What Rome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 5 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 57% of U.S. places

Strong wind

5% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rome flood?

Every paid claim on a federal flood insurance policy in Rome, from FEMA’s records.

20paid claims since 1980
$701Kpaid to owners
1homes flooded more than once
19802026

Biggest named events

  • Not a named storm: 12 claims, $26K
  • Tropical Storm Fred: 2 claims, $656K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Rome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oneida County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared
Disasters that hit Rome

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rome itself: aid to households, or repair grants to the City of Rome.

Brought FEMA money into RomeDeclared for Oneida County only
2021

Remnants of Tropical Storm Fred

$4.8M to the City of Rome for repairs
2017

Severe Winter Storm and Snowstorm

$75K to the City of Rome for repairs
2013

Severe Storms and Flooding

$310K to the City of Rome for repairs
2011

Remnants of Tropical Storm Lee

13 households applied for aid $17K aid approved
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$31K to the City of Rome for repairs
2007

Record Snow and Near Record Snow

$71K to the City of Rome for repairs
2006

Severe Storms and Flooding

22 households applied for aid $21K aid approved $439K to the City of Rome for repairs
2004

Snow

$41K to the City of Rome for repairs
2003

Ice Storm

7 households applied for aid $360 aid approved $20K to the City of Rome for repairs
2002

Snowstorms

$57K to the City of Rome for repairs
Oneida County has had 22 natural disasters declared since 1953, most often winter storms and severe storms.
Around Rome

Rome and the towns around it

Verona: Moderate, mostly inland floodingVienna: Very high, mostly inland floodingFloyd: Very low, mostly inland floodingLee: Low, mostly inland floodingWestmoreland: Very low, mostly inland floodingWestern: Low, mostly inland floodingWhitestown: Low, mostly inland floodingAnnsville: High, mostly inland floodingOneida: High, mostly inland floodingLenox: Low, mostly inland floodingVernon: Moderate, mostly inland floodingCamden: High, mostly inland floodingSullivan: High, mostly inland floodingConstantia: Moderate, mostly inland floodingTrenton: Low, mostly inland floodingSteuben: Low, mostly inland floodingMarcy: Very low, mostly inland floodingAva: Low, mostly inland floodingKirkland: Moderate, mostly inland floodingBoonville: Very low, mostly inland floodingNew Hartford: Low, mostly inland floodingUtica: Very low, mostly inland floodingYorkville: Low, mostly inland floodingFlorence: High, mostly inland floodingLewis: Low, mostly inland floodingRome: Very low, mostly inland flooding RomeVeronaViennaFloydLeeWestmorelandWesternWhitestownAnnsville
Very lowLowModerateHighVery high
Viennamostly inland floodingVery high
Annsvillemostly inland floodingHigh
Veronamostly inland floodingModerate
Whitestownmostly inland floodingLow
Leemostly inland floodingLow
Westernmostly inland floodingLow
Westmorelandmostly inland floodingVery low
Romemostly inland floodingVery low
Floydmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rome covers 12 census tracts, combined by population.
Money that reached townFlood claims are matched to Rome’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rome total about $6.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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