Natural hazards · Pound Ridge

Pound Ridge, NY natural hazards

Most of the natural-hazard damage FEMA expects in Pound Ridge comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 15 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pound Ridge?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pound Ridge to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding73%Hurricanes10%Earthquakes5%Everything else12%

By hazard

What Pound Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 7 years in the area

Earthquakes

5% of expected damage

Above average · higher than 50% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pound Ridge flood?

Every paid claim on a federal flood insurance policy in Pound Ridge, from FEMA’s records.

15paid claims since 1980

$118Kpaid to owners

2homes flooded more than once

19802026

Biggest named events

Hurricane Irene: 3 claims, $27K
April 2007 Nor'easter: 2 claims, $4K
Not a named storm: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pound Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Westchester County.

Disasters that hit Pound Ridge

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pound Ridge itself: aid to households, or repair grants to the Town of Pound Ridge.

Brought FEMA money into Pound RidgeDeclared for Westchester County only

2021

Remnants of Hurricane Ida

18 households applied for aid $14K aid approved

2020

Tropical Storm Isaias

$110K to the Town of Pound Ridge for repairs

2012

Hurricane Sandy

46 households applied for aid $9K aid approved $185K to the Town of Pound Ridge for repairs

2011

Hurricane Irene

19 households applied for aid $22K aid approved $80K to the Town of Pound Ridge for repairs

2007

Severe Storms and Inland and Coastal Flooding

10 households applied for aid $11K aid approved $101K to the Town of Pound Ridge for repairs

2003

Snow

$35K to the Town of Pound Ridge for repairs

1999

Hurricane Floyd Major Disaster Declarations

$5K to the Town of Pound Ridge for repairs

Westchester County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Pound Ridge

Pound Ridge and the towns around it

Very lowLowModerateHighVery high

Stamfordmostly inland floodingHigh

New Canaanmostly inland floodingHigh

Bedfordmostly inland floodingLow

North Castlemostly inland floodingVery low

Lewisboromostly inland floodingVery low

Pound Ridgemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pound Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pound Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pound Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pound Ridge total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.