Natural hazards · Stamford

Stamford, CT natural hazards

Most of the natural-hazard damage FEMA expects in Stamford comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 940 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stamford?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stamford to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hurricanes14%Everything else11%

By hazard

What Stamford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 7 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stamford flood?

Every paid claim on a federal flood insurance policy in Stamford, from FEMA’s records.

940paid claims since 1978

$30.0Mpaid to owners

134homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 195 claims, $12.5M
December Storm - Nor'easter: 96 claims, $2.1M
Hurricane Ida: 91 claims, $4.8M

Homes that flooded again and again

Each house = 3 homes. ■ FEMA “severe repetitive loss” (22) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Stamford is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: .

Around Stamford

Stamford and the towns around it

Very lowLowModerateHighVery high

Stamfordmostly inland floodingHigh

Darienmostly inland floodingHigh

New Canaanmostly inland floodingHigh

Greenwichmostly inland floodingHigh

North Castlemostly inland floodingVery low

Pound Ridgemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stamford covers 33 census tracts, combined by population.

Money that reached townFlood claims are matched to Stamford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stamford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stamford total about $49.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.