Natural hazards · Parma

Parma, NY natural hazards

Most of the natural-hazard damage FEMA expects in Parma comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 28 claims here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Parma?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Parma to be higher than in 4% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding65%Cold waves19%Heat waves5%Everything else11%

By hazard

What Parma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Cold waves

19% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Heat waves

5% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Parma flood?

Every paid claim on a federal flood insurance policy in Parma, from FEMA’s records.

28paid claims since 1993

$552Kpaid to owners

2homes flooded more than once

19932026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Parma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Parma

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Parma itself: aid to households, or repair grants to the Town of Parma.

Brought FEMA money into ParmaDeclared for Monroe County only

2003

Ice Storm

$27K to the Town of Parma for repairs

1999

Snow

$4K to the Town of Parma for repairs

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Parma

Parma and the towns around it

Very lowLowModerateHighVery high

Hamlinmostly inland floodingLow

Parmamostly inland floodingVery low

Ogdenmostly inland floodingVery low

Clarksonmostly inland floodingVery low

Greecemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Parma covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Parma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Parma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Parma total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.