Natural hazards · Greece

Greece, NY natural hazards

Most of the natural-hazard damage FEMA expects in Greece comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 101 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greece?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greece to be higher than in 2% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves22%Heat waves6%Tornadoes6%Everything else6%

By hazard

What Greece faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 2 times a year in the area

Cold waves

22% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Well below average · higher than 21% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greece flood?

Every paid claim on a federal flood insurance policy in Greece, from FEMA’s records.

101paid claims since 1978

$870Kpaid to owners

7homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 3 claims, $235K
Blizzard of 1993: 2 claims, $5K
Not a named storm: 2 claims, $457

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 25% off flood insurance. Greece is in FEMA’s Community Rating System (class 5) for its flood-proofing work.

Insurance rates: Monroe County.

Disasters that hit Greece

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greece itself: aid to households, or repair grants to the Town of Greece.

Brought FEMA money into GreeceDeclared for Monroe County only

2017

Flooding

$53K to the Town of Greece for repairs

2004

Severe Storms and Flooding

4 households applied for aid $10K aid approved $26K to the Town of Greece for repairs

2003

Ice Storm

8 households applied for aid $11K aid approved $849K to the Town of Greece for repairs

1999

Snow

$49K to the Town of Greece for repairs

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Greece

Greece and the towns around it

Very lowLowModerateHighVery high

Rochestermostly inland floodingLow

Gatesmostly inland floodingVery low

Parmamostly inland floodingVery low

Greecemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greece covers 23 census tracts, combined by population.

Money that reached townFlood claims are matched to Greece’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Greece. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greece total about $11.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.