Otsego, NY housing market
The median sale price was $130,000 in May 2026.
Home values, sales, trends and how Otsego compares with the towns next door — updated as new data is published.
Otsego at a glance
Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Otsego and its neighbors
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| Otsego | — | — | — | $72,891 |
| Middlefield | — | — | — | $118,333 |
| Hartwick | — | — | — | $81,196 |
| Exeter | — | — | — | $77,550 |
| Springfield | — | — | — | $62,965 |
| Richfield | — | — | — | $59,833 |
4.8 years of income
The typical Otsego home costs about 4.8 years of the town's median household income, less than across New York (6.1 years).
How Otsego ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.