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Natural hazards · Osceola

Osceola, NY natural hazards

Most of the natural-hazard damage FEMA expects in Osceola comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Osceola?

33
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Osceola to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding78%Everything else22%
By hazard

What Osceola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Above average · higher than 59% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Osceola flood?

FEMA's records show no paid flood insurance claims in Osceola.

of all homes
are insured
No community discount. Osceola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lewis County.
Disasters that hit Osceola

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Osceola itself: aid to households, or repair grants to the Town of Osceola.

Brought FEMA money into OsceolaDeclared for Lewis County only
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$15K to the Town of Osceola for repairs
2007

Record Snow and Near Record Snow

$14K to the Town of Osceola for repairs
2004

Snow

$8K to the Town of Osceola for repairs
2000

Severe Storms and Flooding

$41K to the Town of Osceola for repairs
1999

Snow

$7K to the Town of Osceola for repairs
Lewis County has had 23 natural disasters declared since 1953, most often winter storms and severe storms.
Around Osceola

Osceola and the towns around it

Redfield: Moderate, mostly inland floodingWest Turin: Low, mostly inland floodingLewis: Low, mostly inland floodingMontague: Low, mostly inland floodingFlorence: High, mostly inland floodingOrwell: Low, mostly inland floodingBoylston: Low, mostly inland floodingWorth: Low, mostly inland floodingWilliamstown: Moderate, mostly inland floodingLyonsdale: Moderate, mostly inland floodingLyons Falls: Low, mostly inland floodingLeyden: Low, mostly inland floodingTurin: Low, mostly inland floodingMartinsburg: Low, mostly inland floodingTurin: Low, mostly inland floodingAva: Low, mostly inland floodingAnnsville: High, mostly inland floodingCamden: High, mostly inland floodingOsceola: Low, mostly inland flooding OsceolaRedfieldWest TurinLewisMontagueFlorence
Very lowLowModerateHighVery high
Florencemostly inland floodingHigh
Redfieldmostly inland floodingModerate
Montaguemostly inland floodingLow
Osceolamostly inland floodingLow
West Turinmostly inland floodingLow
Lewismostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Osceola is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Osceola’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Osceola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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