Natural hazards · Montague

Montague, NY natural hazards

Most of the natural-hazard damage FEMA expects in Montague comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montague?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montague to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%

By hazard

What Montague faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montague flood?

FEMA's records show no paid flood insurance claims in Montague.

of all homes
are insured

No community discount. Montague isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lewis County.

Disasters that hit Montague

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Montague itself: aid to households, or repair grants to the Town of Montague.

Brought FEMA money into MontagueDeclared for Lewis County only

2007

Record Snow and Near Record Snow

$2K to the Town of Montague for repairs

1999

Snow

$1K to the Town of Montague for repairs

Lewis County has had 23 natural disasters declared since 1953, most often winter storms and severe storms.

Around Montague

Montague and the towns around it

Very lowLowModerateHighVery high

Redfieldmostly inland floodingModerate

Montaguemostly inland floodingLow

Martinsburgmostly inland floodingLow

Osceolamostly inland floodingLow

Worthmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montague is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Montague’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Montague. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.