Oneonta, NY housing market
Homes typically sell in 77 days, close to asking.
Home values, sales, trends and how Oneonta compares with the towns next door — updated as new data is published.
Oneonta at a glance
A balanced market
About 5.1 months of supply: neither buyers nor sellers have a clear edge.
Home prices up 45% in 5 years
The federal house price index for the ZIP code around Oneonta rose 45% over the past 5 years, slower than across New York (52%). Last year prices rose 7.2%. Carrying the Census median home value forward with that index puts the typical Oneonta home at roughly $279,000 today.
Show as a table
| Year | Change that year | Since 2000 | New York since 2000 |
|---|---|---|---|
| 2025 | +7.2% | +165% | +189% |
| 2024 | +2.4% | +148% | +173% |
| 2023 | +8.4% | +142% | +154% |
| 2022 | +11% | +123% | +135% |
| 2021 | +9.5% | +101% | +108% |
| 2020 | +1.3% | +83% | +90% |
| 2019 | +3.4% | +81% | +84% |
| 2018 | +7.8% | +75% | +78% |
| 2017 | −6.7% | +62% | +68% |
| 2016 | +1.1% | +74% | +61% |
| 2015 | +4.3% | +72% | +56% |
| 2014 | −1.5% | +65% | +52% |
| 2013 | −2% | +67% | +48% |
| 2012 | 0% | +71% | +47% |
| 2011 | −1.6% | +71% | +51% |
| 2010 | −2.5% | +74% | +54% |
| 2009 | −3.4% | +78% | +59% |
| 2008 | −1.5% | +84% | +69% |
| 2007 | +5.2% | +87% | +73% |
| 2006 | +11% | +78% | +73% |
| 2005 | +14% | +60% | +62% |
| 2004 | +12% | +40% | +43% |
| 2003 | +6.3% | +25% | +28% |
| 2002 | +7.5% | +18% | +18% |
| 2001 | +9.4% | +9.4% | +8.3% |
| 2000 | — | — | — |
How Oneonta ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 13820, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
1 new home permitted in 2025
Builders were permitted 1 new home in Oneonta in 2025. That's 0.1 per 1,000 residents, slower than across New York (1.8). Over the past 10 years, Oneonta has permitted 140 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Oneonta's population fell by 822 even though 339 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across New York: 2.2 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 1 | 1 | 0 | $100,000 |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 24 | 0 | 24 | $3.3 million |
| 2021 | 64 | 0 | 64 | $9.9 million |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 1 | 1 | 0 | $235,000 |
| 2016 | 50 | 2 | 48 | $4.4 million |
| 2015 | 122 | 1 | 121 | $17.5 million |
| 2014 | 142 | 1 | 141 | $20.3 million |
| 2013 | 9 | 0 | 9 | $3.6 million |
| 2012 | 15 | 0 | 15 | $6 million |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 2 | 2 | 0 | $60,000 |
| 2007 | 3 | 3 | 0 | $90,000 |
| 2006 | 0 | 0 | 0 | — |
| 2005 | 0 | 0 | 0 | — |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 0 | 0 | 0 | — |
| 2002 | 1 | 1 | 0 | $70,000 |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 0 | 0 | 0 | — |
How Oneonta ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
3 years of income
The typical Oneonta home costs about 3 years of the town's median household income, less than across New York (6.1 years).
How Oneonta ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,260
HUD's Fair Market Rent for a two-bedroom in Oneonta is $1,260 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Oneonta pay a median of $1,021, so moving in tends to cost more than staying put. A two-bedroom takes about 25% of the town's median household income.
Studio $880 · 4 bedrooms $1,680
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (13820; Delaware County, NY), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Oneonta
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.