Natural hazards · New Haven

New Haven, NY natural hazards

Most of the natural-hazard damage FEMA expects in New Haven comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2024. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Haven?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Haven to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding75%Tornadoes5%Everything else19%

By hazard

What New Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Below average · higher than 30% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Haven flood?

Every paid claim on a federal flood insurance policy in New Haven, from FEMA’s records.

1paid claims since 2024

$6Kpaid to owners

0homes flooded more than once

20242026

Biggest named events

Hurricane Debby: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oswego County.

Disasters that hit New Haven

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Haven itself: aid to households, or repair grants to the Town of New Haven.

Brought FEMA money into New HavenDeclared for Oswego County only

2024

Severe Storm and Flooding

$37K to the Town of New Haven for repairs

2007

Record Snow and Near Record Snow

$11K to the Town of New Haven for repairs

2004

Snow

$10K to the Town of New Haven for repairs

2003

Ice Storm

3 households applied for aid $1K aid approved $14K to the Town of New Haven for repairs

Oswego County has had 17 natural disasters declared since 1953, most often floods and winter storms.

Around New Haven

New Haven and the towns around it

Very lowLowModerateHighVery high

Mexicomostly inland floodingLow

New Havenmostly inland floodingVery low

Scribamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Haven covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to New Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Haven total about $482K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.