Natural hazards · Mexico

Mexico, NY natural hazards

Most of the natural-hazard damage FEMA expects in Mexico comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 2016. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mexico?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mexico to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding78%Everything else22%

By hazard

What Mexico faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mexico flood?

Every paid claim on a federal flood insurance policy in Mexico, from FEMA’s records.

7paid claims since 2016

$184Kpaid to owners

1homes flooded more than once

20162026

Biggest named events

Vermont/New York Flooding: 1 claim, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mexico isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oswego County.

Disasters that hit Mexico

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mexico itself: aid to households, or repair grants to the Town of Mexico.

Brought FEMA money into MexicoDeclared for Oswego County only

2007

Record Snow and Near Record Snow

$11K to the Town of Mexico for repairs

2004

Snow

$14K to the Town of Mexico for repairs

2003

Ice Storm

$30K to the Town of Mexico for repairs

Oswego County has had 17 natural disasters declared since 1953, most often floods and winter storms.

Around Mexico

Mexico and the towns around it

Very lowLowModerateHighVery high

Hastingsmostly inland floodingModerate

Palermomostly inland floodingLow

Mexicomostly inland floodingLow

Richlandmostly inland floodingLow

Parishmostly inland floodingLow

New Havenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mexico covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mexico’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mexico. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mexico total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.