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Natural hazards · New Albion

New Albion, NY natural hazards

Most of the natural-hazard damage FEMA expects in New Albion comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1992. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Albion?

34
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Albion to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding81%Tornadoes6%Everything else12%
By hazard

What New Albion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

6% of expected damage
Below average · higher than 43% of U.S. places
Recorded about once every 50 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Albion flood?

Every paid claim on a federal flood insurance policy in New Albion, from FEMA’s records.

3paid claims since 1992
$14Kpaid to owners
0homes flooded more than once
19922026

Biggest named events

  • December Storm - Nor'easter: 1 claim, $2K
of all homes
are insured
No community discount. New Albion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cattaraugus County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit New Albion

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Albion itself: aid to households, or repair grants to the Town of New Albion.

Brought FEMA money into New AlbionDeclared for Cattaraugus County only
2014

Severe Storms and Flooding

$666K to the Town of New Albion for repairs
2004

Severe Storms and Flooding

$17K to the Town of New Albion for repairs
2003

Severe Storms, Flooding, and Tornadoes

$34K to the Town of New Albion for repairs
2001

Snow

$6K to the Town of New Albion for repairs
2000

Snow

$4K to the Town of New Albion for repairs
1999

Snow

$3K to the Town of New Albion for repairs
Cattaraugus County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.
Around New Albion

New Albion and the towns around it

Persia: High, mostly inland floodingMansfield: High, mostly inland floodingLeon: Low, mostly inland floodingNapoli: High, mostly inland floodingOtto: High, mostly inland floodingCollins: Low, mostly inland floodingGowanda: High, mostly inland floodingDayton: Low, mostly inland floodingPerrysburg: High, mostly inland floodingEllicottville: High, mostly inland floodingLittle Valley: High, mostly inland floodingEast Otto: High, mostly inland floodingConewango: High, mostly inland floodingCherry Creek: Moderate, mostly inland floodingColdspring: Moderate, mostly inland floodingNew Albion: Low, mostly inland flooding New AlbionPersiaMansfieldLeonNapoli
Very lowLowModerateHighVery high
Mansfieldmostly inland floodingHigh
Napolimostly inland floodingHigh
Persiamostly inland floodingHigh
New Albionmostly inland floodingLow
Leonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Albion is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to New Albion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Albion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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