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Natural hazards · Mansfield

Mansfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Mansfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mansfield?

77
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mansfield to be higher than in 77% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%
By hazard

What Mansfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mansfield flood?

Every paid claim on a federal flood insurance policy in Mansfield, from FEMA’s records.

1paid claims since 1979
$262paid to owners
0homes flooded more than once
19792026
of all homes
are insured
No community discount. Mansfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cattaraugus County.
Disasters that hit Mansfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mansfield itself: aid to households, or repair grants to the Town of Mansfield.

Brought FEMA money into MansfieldDeclared for Cattaraugus County only
2014

Severe Storms and Flooding

$292K to the Town of Mansfield for repairs
2009

Severe Storms and Flooding

$123K to the Town of Mansfield for repairs
2004

Severe Storms and Flooding

$34K to the Town of Mansfield for repairs
2001

Snow

$8K to the Town of Mansfield for repairs
2000

Snow

$6K to the Town of Mansfield for repairs
2000

Severe Storms and Flooding

$41K to the Town of Mansfield for repairs
1999

Snow

$3K to the Town of Mansfield for repairs
Cattaraugus County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.
Around Mansfield

Mansfield and the towns around it

Ellicottville: High, mostly inland floodingLittle Valley: High, mostly inland floodingNew Albion: Low, mostly inland floodingEast Otto: High, mostly inland floodingOtto: High, mostly inland floodingAshford: High, mostly inland floodingGreat Valley: High, mostly inland floodingFranklinville: High, mostly inland floodingMachias: High, mostly inland floodingSalamanca: High, mostly inland floodingSalamanca: Moderate, mostly inland floodingNapoli: High, mostly inland floodingPersia: High, mostly inland floodingLeon: Low, mostly inland floodingConcord: Low, mostly inland floodingCollins: Low, mostly inland floodingMansfield: High, mostly inland flooding MansfieldEllicottvilleLittle ValleyNew AlbionEast OttoOtto
Very lowLowModerateHighVery high
Mansfieldmostly inland floodingHigh
Little Valleymostly inland floodingHigh
Ellicottvillemostly inland floodingHigh
East Ottomostly inland floodingHigh
Ottomostly inland floodingHigh
New Albionmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mansfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Mansfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mansfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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