TownTapestry
Sign inJoin
MiddlesexGood morning
Natural hazards · Middlesex

Middlesex, NY natural hazards

Most of the natural-hazard damage FEMA expects in Middlesex comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2014. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Middlesex?

63
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middlesex to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding76%Drought7%Everything else17%
By hazard

What Middlesex faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once a year in the area

Drought

7% of expected damage
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Middlesex flood?

Every paid claim on a federal flood insurance policy in Middlesex, from FEMA’s records.

3paid claims since 2014
$55Kpaid to owners
1homes flooded more than once
20142026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Middlesex isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Yates County.
Disasters that hit Middlesex

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Middlesex itself: aid to households, or repair grants to the Town of Middlesex.

Brought FEMA money into MiddlesexDeclared for Yates County only
2024

Remnants of Tropical Storm Debby

$93K to the Town of Middlesex for repairs
2014

Severe Storms and Flooding

$188K to the Town of Middlesex for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$154K to the Town of Middlesex for repairs
2004

Severe Storms and Flooding

$64K to the Town of Middlesex for repairs
2003

Severe Storms, Flooding, and Tornadoes

1 household applied for aid
2003

Ice Storm

$2K to the Town of Middlesex for repairs
2000

Severe Storms and Flooding

$95K to the Town of Middlesex for repairs
Yates County has had 17 natural disasters declared since 1953, most often floods and hurricanes.
Around Middlesex

Middlesex and the towns around it

South Bristol: Low, mostly inland floodingPotter: High, mostly inland floodingGorham: Low, mostly inland floodingCanandaigua: Very low, mostly inland floodingNaples: High, mostly inland floodingBristol: Very low, mostly inland floodingRichmond: Low, mostly inland floodingItaly: High, mostly inland floodingJerusalem: High, mostly inland floodingBenton: Moderate, mostly inland floodingSeneca: Very low, mostly inland floodingEast Bloomfield: Very low, mostly inland floodingFarmington: Very low, mostly inland floodingHopewell: Very low, mostly inland floodingMiddlesex: High, mostly inland flooding MiddlesexSouth BristolPotterGorhamCanandaigua
Very lowLowModerateHighVery high
Middlesexmostly inland floodingHigh
Pottermostly inland floodingHigh
Gorhammostly inland floodingLow
South Bristolmostly inland floodingLow
Canandaiguamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middlesex covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Middlesex’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Middlesex. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Middlesex total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Middlesex, NYYates CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Middlesex is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map