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Housing in Machias

A typical Machias home is worth roughly $89,000

Builders were permitted 5 new homes in 2025.

Typical home value
$89K
NY $527K
Estimate
2-bedroom rent
$1,140
a month, utilities in · HUD
Median tax bill
$2,089
NY $6,582

What kind of housing town is Machias?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.5 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about
$191,000
Typical Machias home $89K

That covers a typical Machias home, with $102K to spare.

The typical home, each month
$640
Loan $440Tax $170Insurance $30

A two-bedroom rents for about $1,140 a month here, $500 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Machias’s typical property tax (2.34% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,140

Renters already here pay a median of $1,018, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$870
1 bedroom$880
2 bedrooms$1,140
3 bedrooms$1,390
4 bedrooms$1,600
24%
of households rent · NY 46%
206
renter households
21%
of renters spend 30%+ of income on rent · NY 52%
23%
of the median income, for a two-bedroom
$1,018
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Cattaraugus County, NY): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

5 new homes permitted in 2025

Builders were permitted 5 new homes in Machias in 2025, all single-family houses, worth about $1.3 million to build. That's 2.2 per 1,000 residents, about the pace of New York as a whole. Over the past 10 years, Machias has permitted 54 homes in all.

Single-family
0246810 200020052010201520202025
5
new homes permitted in 2025
2
2026 so far (Jan–Aug)
2.2
per 1,000 residents · NY 1.8
54
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−65
New homes+40

Between the 2010 and 2020 censuses, Machias's population fell by 65 even though 40 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 20% of Machias's homes are seasonal or vacation homes, which adds housing without adding residents. Across New York: 2.2 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)220$600,000
2025550$1.3 million
2024880$2.7 million
2023990$2.7 million
2022660$490,000
2021660$490,000
2020550$408,000
2019440$327,000
2018440$327,000
2017440$327,000
2016330$245,000
2015330$245,000
2014440$327,000
2013440$327,000
2012440$327,000
2011440$327,000
2010660$490,000
2009770$378,000
2008220$155,000
2007880$600,000
2006000—
2005770$491,000
2004000—
2003330$650,000
2002440$450,000
2001000—
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

76% of Machias households own their home

Half of Machias’s homes were built before 1977.

Owners and renters
Own 76%Rent 24%

New York: 54% own.

1977
typical home built · NY 1959
$2,089
median property tax bill · NY $6,582
2.34%
of a home’s value, a year in tax · NY 1.55%
20%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Machias vs. its neighbors

Machias is the least expensive of 7 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Machias$89K*—$1,1405$59,485
Farmersville$116K*—$1,01010$48,295
Yorkshire$113K*—$1,0403$48,097
Lime Lake$108K*—$1,090—$46,686
Franklinville$99K*—$1,0101$64,231
Ashford$195K*—$9804$77,558
Ellicottville$248K*+14.4%†$1,0208$71,200

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

On the market in Machias

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Machias buyers, sellers and renters are saying.

Town Square →
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Is Machias still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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