Natural hazards · Ledyard

Ledyard, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ledyard comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 11 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ledyard?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ledyard to be higher than in 16% of U.S. communities, mostly from inland flooding.

Inland flooding70%Drought6%Everything else24%

By hazard

What Ledyard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Drought

6% of expected damage

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ledyard flood?

Every paid claim on a federal flood insurance policy in Ledyard, from FEMA’s records.

11paid claims since 1979

$44Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Not a named storm: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ledyard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cayuga County.

Disasters that hit Ledyard

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ledyard itself: aid to households, or repair grants to the Town of Ledyard.

Brought FEMA money into LedyardDeclared for Cayuga County only

2004

Snow

$6K to the Town of Ledyard for repairs

Cayuga County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Ledyard

Ledyard and the towns around it

Very lowLowModerateHighVery high

Springportmostly inland floodingLow

Varickmostly inland floodingLow

Ledyardmostly inland floodingVery low

Romulusmostly inland floodingVery low

Venicemostly inland floodingVery low

Genoamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ledyard covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ledyard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ledyard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ledyard total about $500K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.