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Natural hazards · Genoa

Genoa, NY natural hazards

Most of the natural-hazard damage FEMA expects in Genoa comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Genoa?

9
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genoa to be higher than in 9% of U.S. communities, mostly from inland flooding.

Inland flooding65%Drought8%Tornadoes6%Strong wind5%Hail5%Everything else11%
By hazard

What Genoa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Below average · higher than 27% of U.S. places
Recorded about once a year in the area

Drought

8% of expected damage
Recorded about 2 times a year in the area

Tornadoes

6% of expected damage
Below average · higher than 36% of U.S. places
Recorded about once every 53 years in the area

Strong wind

5% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 2 times a year in the area

Hail

5% of expected damage
Below average · higher than 32% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Genoa flood?

Every paid claim on a federal flood insurance policy in Genoa, from FEMA’s records.

2paid claims since 1993
$6Kpaid to owners
0homes flooded more than once
19932026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Genoa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cayuga County.
Disasters that hit Genoa

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Genoa itself: aid to households, or repair grants to the Town of Genoa.

Brought FEMA money into GenoaDeclared for Cayuga County only
2005

Severe Storms and Flooding

$29K to the Town of Genoa for repairs
2004

Snow

$3K to the Town of Genoa for repairs
Cayuga County has had 15 natural disasters declared since 1953, most often floods and hurricanes.
Around Genoa

Genoa and the towns around it

Lansing: Very low, mostly inland floodingVenice: Very low, mostly inland floodingLocke: High, mostly inland floodingLedyard: Very low, mostly inland floodingOvid: Very low, mostly inland floodingCovert: Very low, mostly inland floodingGroton: Moderate, mostly inland floodingLansing: Low, mostly inland floodingUlysses: Very low, mostly inland floodingIthaca: Moderate, mostly inland floodingDryden: High, mostly inland floodingCayuga Heights: Low, mostly inland floodingScipio: Very low, mostly inland floodingMoravia: High, mostly inland floodingSummerhill: High, mostly inland floodingSpringport: Low, mostly inland floodingRomulus: Very low, mostly inland floodingVarick: Low, mostly inland floodingLodi: Very low, mostly inland floodingTorrey: Low, mostly inland floodingGenoa: Very low, mostly inland flooding GenoaLansingVeniceLockeLedyardOvidCovert
Very lowLowModerateHighVery high
Lockemostly inland floodingHigh
Ovidmostly inland floodingVery low
Ledyardmostly inland floodingVery low
Lansingmostly inland floodingVery low
Genoamostly inland floodingVery low
Venicemostly inland floodingVery low
Covertmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genoa is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Genoa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Genoa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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