Natural hazards · Lebanon

Lebanon, NY natural hazards

Most of the natural-hazard damage FEMA expects in Lebanon comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 15 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lebanon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lebanon to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Lebanon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lebanon flood?

Every paid claim on a federal flood insurance policy in Lebanon, from FEMA’s records.

15paid claims since 1978

$54Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

No community discount. Lebanon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Lebanon

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lebanon itself: aid to households, or repair grants to the Town of Lebanon.

Brought FEMA money into LebanonDeclared for Madison County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$97K to the Town of Lebanon for repairs

2017

Severe Winter Storm and Snowstorm

$9K to the Town of Lebanon for repairs

2013

Severe Storms and Flooding

$171K to the Town of Lebanon for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$211K to the Town of Lebanon for repairs

2006

Severe Storms and Flooding

$126K to the Town of Lebanon for repairs

2005

Severe Storms and Flooding

$209K to the Town of Lebanon for repairs

2003

Ice Storm

$7K to the Town of Lebanon for repairs

2002

Snowstorms

$4K to the Town of Lebanon for repairs

2000

Severe Storms and Flooding

$21K to the Town of Lebanon for repairs

Madison County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Lebanon

Lebanon and the towns around it

Very lowLowModerateHighVery high

Smyrnamostly inland floodingHigh

Hamiltonmostly inland floodingModerate

Lebanonmostly inland floodingModerate

Georgetownmostly inland floodingModerate

Eatonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lebanon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lebanon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lebanon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.