Natural hazards · Eaton

Eaton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Eaton comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eaton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eaton to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding80%Tornadoes5%Everything else14%

By hazard

What Eaton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once every 96 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eaton flood?

FEMA's records show no paid flood insurance claims in Eaton.

of all homes
are insured

No community discount. Eaton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Eaton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eaton itself: aid to households, or repair grants to the Town of Eaton.

Brought FEMA money into EatonDeclared for Madison County only

2017

Severe Winter Storm and Snowstorm

$15K to the Town of Eaton for repairs

2013

Severe Storms and Flooding

$84K to the Town of Eaton for repairs

2006

Severe Storms and Flooding

$75K to the Town of Eaton for repairs

2005

Severe Storms and Flooding

$52K to the Town of Eaton for repairs

2003

Ice Storm

$21K to the Town of Eaton for repairs

2002

Snowstorms

$5K to the Town of Eaton for repairs

2000

Severe Storms and Flooding

$50K to the Town of Eaton for repairs

Madison County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Eaton

Eaton and the towns around it

Very lowLowModerateHighVery high

Lebanonmostly inland floodingModerate

Madisonmostly inland floodingModerate

Eatonmostly inland floodingModerate

Stockbridgemostly inland floodingLow

Nelsonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eaton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eaton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eaton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eaton total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.