Natural hazards · Le Ray

Le Ray, NY natural hazards

Most of the natural-hazard damage FEMA expects in Le Ray comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Le Ray?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Le Ray to be higher than in 9% of U.S. communities, mostly from inland flooding.

Inland flooding62%Cold waves14%Strong wind7%Everything else18%

By hazard

What Le Ray faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 5 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Le Ray flood?

FEMA's records show no paid flood insurance claims in Le Ray.

of all homes
are insured

No community discount. Le Ray isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Le Ray

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Le Ray itself in FEMA’s records.

Brought FEMA money into Le RayDeclared for Jefferson County only

Jefferson County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Le Ray

Le Ray and the towns around it

Very lowLowModerateHighVery high

Wilnamostly inland floodingHigh

Theresamostly inland floodingHigh

Philadelphiamostly inland floodingModerate

Black Rivermostly inland floodingLow

Rutlandmostly inland floodingLow

Watertownmostly inland floodingLow

Championmostly inland floodingVery low

Watertownmostly inland floodingVery low

Le Raymostly inland floodingVery low

Pameliamostly inland floodingVery low

Orleansmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Le Ray covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Le Ray’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Le Ray. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Le Ray total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.