Natural hazards · Grove

Grove, NY natural hazards

Most of the natural-hazard damage FEMA expects in Grove comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1998. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Grove?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grove to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%
By hazard

What Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Grove flood?

Every paid claim on a federal flood insurance policy in Grove, from FEMA’s records.

7paid claims since 1998
$51Kpaid to owners
1homes flooded more than once
19982026

Biggest named events

  • March 2010 Nor'easter: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegany County.
Disasters that hit Grove

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grove itself: aid to households, or repair grants to the Town of Grove.

Brought FEMA money into GroveDeclared for Allegany County only
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$69K to the Town of Grove for repairs
2004

Severe Storms and Flooding

$74K to the Town of Grove for repairs
2003

Severe Storms, Flooding, and Tornadoes

$78K to the Town of Grove for repairs
2000

Severe Storms and Flooding

$13K to the Town of Grove for repairs
Allegany County has had 20 natural disasters declared since 1953, most often floods and severe storms.
Around Grove

Grove and the towns around it

Nunda: High, mostly inland floodingBirdsall: High, mostly inland floodingGranger: Very high, mostly inland floodingBurns: High, mostly inland floodingOssian: High, mostly inland floodingPortage: High, mostly inland floodingMount Morris: Moderate, mostly inland floodingAllen: Very high, mostly inland floodingWest Almond: High, mostly inland floodingAlmond: High, mostly inland floodingHume: High, mostly inland floodingDansville: Moderate, mostly inland floodingHornellsville: High, mostly inland floodingNorth Dansville: Moderate, mostly inland floodingWest Sparta: High, mostly inland floodingGrove: High, mostly inland flooding GroveNundaBirdsallGrangerBurnsOssian
Very lowLowModerateHighVery high
Grangermostly inland floodingVery high
Grovemostly inland floodingHigh
Birdsallmostly inland floodingHigh
Burnsmostly inland floodingHigh
Nundamostly inland floodingHigh
Ossianmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grove is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Grove, NYAllegany CountyView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Grove is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01