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Natural hazards · Granger

Granger, NY natural hazards

Most of the natural-hazard damage FEMA expects in Granger comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1996. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Granger?

85
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Granger to be higher than in 85% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%
By hazard

What Granger faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Granger flood?

Every paid claim on a federal flood insurance policy in Granger, from FEMA’s records.

2paid claims since 1996
$18Kpaid to owners
0homes flooded more than once
19962026
of all homes
are insured
No community discount. Granger isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegany County.
Disasters that hit Granger

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Granger itself: aid to households, or repair grants to the Town of Granger.

Brought FEMA money into GrangerDeclared for Allegany County only
2021

Remnants of Tropical Storm Fred

$154K to the Town of Granger for repairs
2014

Severe Storms and Flooding

$142K to the Town of Granger for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$56K to the Town of Granger for repairs
2004

Severe Storms and Flooding

$63K to the Town of Granger for repairs
2003

Severe Storms, Flooding, and Tornadoes

$211K to the Town of Granger for repairs
2000

Severe Storms and Flooding

$87K to the Town of Granger for repairs
Allegany County has had 20 natural disasters declared since 1953, most often floods and severe storms.
Around Granger

Granger and the towns around it

Hume: High, mostly inland floodingGrove: High, mostly inland floodingAllen: Very high, mostly inland floodingPortage: High, mostly inland floodingCaneadea: Very high, mostly inland floodingCenterville: High, mostly inland floodingGenesee Falls: High, mostly inland floodingPike: High, mostly inland floodingNunda: High, mostly inland floodingBirdsall: High, mostly inland floodingBurns: High, mostly inland floodingOssian: High, mostly inland floodingAngelica: Very high, mostly inland floodingMount Morris: Moderate, mostly inland floodingGranger: Very high, mostly inland flooding GrangerHumeGroveAllenPortage
Very lowLowModerateHighVery high
Grangermostly inland floodingVery high
Allenmostly inland floodingVery high
Grovemostly inland floodingHigh
Humemostly inland floodingHigh
Portagemostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Granger is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Granger’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Granger. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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