Natural hazards · Granville

Granville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Granville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Granville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Granville to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves10%Everything else17%

By hazard

What Granville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Granville flood?

Every paid claim on a federal flood insurance policy in Granville, from FEMA’s records.

10paid claims since 1979

$163Kpaid to owners

2homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 4 claims, $152K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Granville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Granville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Granville itself: aid to households, or repair grants to the Village of Granville.

Brought FEMA money into GranvilleDeclared for Washington County only

2011

Hurricane Irene

44 households applied for aid $142K aid approved $285K to the Village of Granville for repairs

2008

Severe Winter Storm

$6K to the Village of Granville for repairs

Washington County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Granville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Granville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Granville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.