Natural hazards · Goshen

Goshen, NY natural hazards

Most of the natural-hazard damage FEMA expects in Goshen comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 34 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Goshen?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Goshen to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding58%Hurricanes13%Cold waves8%Earthquakes7%Tornadoes5%Everything else10%

By hazard

What Goshen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Cold waves

8% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Earthquakes

7% of expected damage

Above average · higher than 65% of U.S. places

Tornadoes

5% of expected damage

Below average · higher than 30% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Goshen flood?

Every paid claim on a federal flood insurance policy in Goshen, from FEMA’s records.

34paid claims since 1979

$807Kpaid to owners

3homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 19 claims, $710K
April 2007 Nor'easter: 3 claims, $33K
Torrential rain: 2 claims, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Goshen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Goshen

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Goshen itself: aid to households, or repair grants to the Village of Goshen.

Brought FEMA money into GoshenDeclared for Orange County only

2021

Remnants of Hurricane Ida

31 households applied for aid $93K aid approved

2012

Hurricane Sandy

41 households applied for aid $4K aid approved

2011

Remnants of Tropical Storm Lee

20 households applied for aid $45K aid approved

2011

Hurricane Irene

239 households applied for aid $545K aid approved $93K to the Village of Goshen for repairs

2007

Severe Storms and Inland and Coastal Flooding

18 households applied for aid $7K aid approved $21K to the Village of Goshen for repairs

2006

Severe Storms and Flooding

1 household applied for aid

2005

Severe Storms and Flooding

4 households applied for aid $1K aid approved

2003

Snow

$16K to the Village of Goshen for repairs

2002

Snowstorms

$16K to the Village of Goshen for repairs

1999

Hurricane Floyd Major Disaster Declarations

$33K to the Village of Goshen for repairs

Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Goshen is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Goshen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Goshen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Goshen, NY natural hazards

How exposed is Goshen?

What Goshen faces

Inland flooding

Hurricanes

Cold waves

Earthquakes

Tornadoes

Lower here

Not a risk here

Does Goshen flood?

Biggest named events

Homes that flooded again and again

10 federal disasters brought FEMA money here

Remnants of Hurricane Ida

Hurricane Sandy

Remnants of Tropical Storm Lee

Hurricane Irene

Severe Storms and Inland and Coastal Flooding

Severe Storms and Flooding

Severe Storms and Flooding

Snow

Snowstorms

Hurricane Floyd Major Disaster Declarations

How to read this page

Where to, neighbor?

Matches

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