Natural hazards · Fleming

Fleming, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fleming comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fleming?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fleming to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%

By hazard

What Fleming faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fleming flood?

Every paid claim on a federal flood insurance policy in Fleming, from FEMA’s records.

6paid claims since 1979

$27Kpaid to owners

1homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fleming isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cayuga County.

Disasters that hit Fleming

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fleming itself: aid to households, or repair grants to the Town of Fleming.

Brought FEMA money into FlemingDeclared for Cayuga County only

2004

Snow

$5K to the Town of Fleming for repairs

Cayuga County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Fleming

Fleming and the towns around it

Very lowLowModerateHighVery high

Owascomostly inland floodingHigh

Flemingmostly inland floodingHigh

Auburnmostly inland floodingModerate

Springportmostly inland floodingLow

Aureliusmostly inland floodingLow

Scipiomostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fleming covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fleming’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fleming. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fleming total about $977K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.