Natural hazards · Auburn

Auburn, NY natural hazards

Most of the natural-hazard damage FEMA expects in Auburn comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Auburn?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Auburn to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Auburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Auburn flood?

Every paid claim on a federal flood insurance policy in Auburn, from FEMA’s records.

7paid claims since 1979

$183Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

March 2010 Nor'easter: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Auburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cayuga County.

Disasters that hit Auburn

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Auburn itself: aid to households, or repair grants to the City of Auburn.

Brought FEMA money into AuburnDeclared for Cayuga County only

2021

Remnants of Tropical Storm Fred

$51K to the City of Auburn for repairs

2005

Severe Storms and Flooding

$11K to the City of Auburn for repairs

2004

Snow

$26K to the City of Auburn for repairs

2003

Ice Storm

11 households applied for aid $129 aid approved $8K to the City of Auburn for repairs

Cayuga County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Auburn

Auburn and the towns around it

Very lowLowModerateHighVery high

Owascomostly inland floodingHigh

Flemingmostly inland floodingHigh

Auburnmostly inland floodingModerate

Throopmostly inland floodingModerate

Aureliusmostly inland floodingLow

Sennettmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Auburn covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Auburn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Auburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Auburn total about $7.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.