Natural hazards · Enfield

Enfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Enfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2006.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Enfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Enfield to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding78%Tornadoes6%Drought5%Everything else11%

By hazard

What Enfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 90 years in the area

Drought

5% of expected damage

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Enfield flood?

Every paid claim on a federal flood insurance policy in Enfield, from FEMA’s records.

1paid claims since 2006

$6Kpaid to owners

0homes flooded more than once

20062026

of all homes
are insured

No community discount. Enfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tompkins County.

Disasters that hit Enfield

Federal disasters declared here

None of the disasters declared for Tompkins County shows FEMA aid or repair money reaching Enfield itself in FEMA’s records.

Brought FEMA money into EnfieldDeclared for Tompkins County only

Tompkins County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Enfield

Enfield and the towns around it

Very lowLowModerateHighVery high

Newfieldmostly inland floodingHigh

Enfieldmostly inland floodingModerate

Ithacamostly inland floodingModerate

Hectormostly inland floodingLow

Ulyssesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Enfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Enfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Enfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Enfield total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.