Natural hazards · Ellenburg

Ellenburg, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ellenburg comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 2001. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ellenburg?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellenburg to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding75%Earthquakes9%Everything else16%

By hazard

What Ellenburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ellenburg flood?

Every paid claim on a federal flood insurance policy in Ellenburg, from FEMA’s records.

9paid claims since 2001

$505Kpaid to owners

2homes flooded more than once

20012026

Biggest named events

Hurricane Irene: 2 claims, $49K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ellenburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Ellenburg

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ellenburg itself: aid to households, or repair grants to the Town of Ellenburg.

Brought FEMA money into EllenburgDeclared for Clinton County only

2023

Severe Storms and Flooding

$505K to the Town of Ellenburg for repairs

2017

Severe Winter Storm and Snowstorm

$17K to the Town of Ellenburg for repairs

Clinton County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Ellenburg

Ellenburg and the towns around it

Very lowLowModerateHighVery high

Bellmontmostly inland floodingHigh

Altonamostly inland floodingHigh

Ellenburgmostly inland floodingModerate

Clintonmostly inland floodingModerate

Dannemoramostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellenburg covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ellenburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ellenburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ellenburg total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.