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Natural hazards · Bellmont

Bellmont, NY natural hazards

Most of the natural-hazard damage FEMA expects in Bellmont comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2001. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bellmont?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellmont to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%
By hazard

What Bellmont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bellmont flood?

Every paid claim on a federal flood insurance policy in Bellmont, from FEMA’s records.

1paid claims since 2001
$3Kpaid to owners
0homes flooded more than once
20012026
of all homes
are insured
No community discount. Bellmont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Bellmont

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bellmont itself: aid to households, or repair grants to the Town of Bellmont.

Brought FEMA money into BellmontDeclared for Franklin County only
2023

Severe Storms and Flooding

$1.6M to the Town of Bellmont for repairs
2017

Severe Winter Storm and Snowstorm

$14K to the Town of Bellmont for repairs
2013

Severe Storms and Flooding

$232K to the Town of Bellmont for repairs
2011

Hurricane Irene

$4K to the Town of Bellmont for repairs
Franklin County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Bellmont

Bellmont and the towns around it

Malone: Low, mostly inland floodingEllenburg: Moderate, mostly inland floodingFranklin: Very low, mostly inland floodingChateaugay: Low, mostly inland floodingDannemora: Moderate, mostly inland floodingBurke: Low, mostly inland floodingDuane: High, mostly inland floodingSaranac: High, mostly inland floodingBangor: Low, mostly inland floodingBrandon: Low, mostly inland floodingConstable: Low, mostly inland floodingWestville: Moderate, mostly inland floodingClinton: Moderate, mostly inland floodingAltona: High, mostly inland floodingBlack Brook: High, mostly inland floodingSt. Armand: High, mostly inland floodingBrighton: Very low, mostly inland floodingBeekmantown: High, mostly inland floodingSanta Clara: Moderate, mostly inland floodingSchuyler Falls: High, mostly inland floodingPlattsburgh: Moderate, mostly inland floodingPeru: Moderate, mostly inland floodingBellmont: High, mostly inland flooding BellmontMaloneEllenburgFranklinChateaugayDannemoraBurkeDuaneSaranac
Very lowLowModerateHighVery high
Bellmontmostly inland floodingHigh
Duanemostly inland floodingHigh
Saranacmostly inland floodingHigh
Ellenburgmostly inland floodingModerate
Dannemoramostly inland floodingModerate
Malonemostly inland floodingLow
Chateaugaymostly inland floodingLow
Burkemostly inland floodingLow
Franklinmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellmont covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Bellmont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bellmont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bellmont total about $491K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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