Housing in Covington

A typical Covington home is worth roughly $160,000

Typical home value

$160K

NY $527K

Estimate

2-bedroom rent

$1,180

a month, utilities in · HUD

Median tax bill

$3,750

NY $6,582

What kind of housing town is Covington?

Read from the numbers below. The page puts what stands out first.

Your money goes further70% below the New York typical home.A high tax rateAbout 2.34% of a home’s value a year, vs 1.55% across New York.A town of owners93% of households own their home.

★ What stands out · Affordability

A typical home costs 2.4 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about

$221,000

Typical Covington home $160K

That covers a typical Covington home, with $60K to spare.

The typical home, each month

$1,150

Loan $790Tax $310Insurance $50

A two-bedroom rents for about $1,180 a month here, $30 more than owning.

Where your budget reaches nearby

Pavilion$237K Perry$125K Middlebury$155K York$167K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Covington’s typical property tax (2.34% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

93% of Covington households own their home

Half of Covington’s homes were built before 1962.

Owners and renters

Own 93%Rent 7%

New York: 54% own.

1962

typical home built · NY 1959

$3,750

median property tax bill · NY $6,582

2.34%

of a home’s value, a year in tax · NY 1.55%

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $1,180

Renters already here pay a median of $892, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$890

1 bedroom$970

2 bedrooms$1,180

3 bedrooms$1,480

4 bedrooms$1,670

of households rent · NY 46%

renter households

32%

of renters spend 30%+ of income on rent · NY 52%

21%

of the median income, for a two-bedroom

$892

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Rochester, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Covington vs. its neighbors

Covington is the 3rd least expensive of 5 neighboring towns. Tap one to see its housing page.

Pavilion$237K York$167K Covington$160K Middlebury$155K Perry$125K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Covington	$160K*	—	$1,180	—	$68,125
Pavilion	$237K	+4.8%	$1,270	5	$86,462
Perry	$125K*	—	$1,260	—	$62,615
Middlebury	$155K*	—	$990	—	$85,804
York	$167K*	—	$1,300	5	$79,886

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Covington buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Covington still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.