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Housing in Centerville

A typical Centerville home is worth roughly $120,000

Builders were permitted 3 new homes in 2025.

Typical home value
$120K
NY $527K
Estimate
2-bedroom rent
$1,030
a month, utilities in · HUD
Median tax bill
$2,981
NY $6,582

What kind of housing town is Centerville?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.4 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about
$265,000
Typical Centerville home $120K

That covers a typical Centerville home, with $145K to spare.

The typical home, each month
$880
Loan $590Tax $250Insurance $30

A two-bedroom rents for about $1,030 a month here, $150 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Centerville’s typical property tax (2.49% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

80% of Centerville households own their home

Half of Centerville’s homes were built before 1987.

Owners and renters
Own 80%Rent 20%

New York: 54% own.

1987
typical home built · NY 1959
$2,981
median property tax bill · NY $6,582
2.49%
of a home’s value, a year in tax · NY 1.55%
40%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,030

Renters already here pay a median of $556, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$800
1 bedroom$810
2 bedrooms$1,030
3 bedrooms$1,300
4 bedrooms$1,520
20%
of households rent · NY 46%
39
renter households
$556
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Allegany County, NY): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

3 new homes permitted in 2025

Builders were permitted 3 new homes in Centerville in 2025, all single-family houses. Over the past 10 years, Centerville has permitted 39 homes in all.

Single-family
0510 200020052010201520202025
3
new homes permitted in 2025
2
2026 so far (Jan–Aug)
39
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+107
New homes+29

Between the 2010 and 2020 censuses, Centerville gained 107 residents while 29 new homes were permitted: about 3.7 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across New York: 2.2 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)220$98,000
2025330$147,000
2024440$265,000
202310100$652,000
2022440$613,000
2021330$350,000
2020550$370,000
2019000—
2018330$342,000
2017660$989,000
2016110$214,000
2015550$1.5 million
2014220$294,000
2013440$485,000
2012330$126,000
2011220$153,000
2010330$435,000
2009110$41,000
2008330$276,000
2007440$224,000
2006110$12,000
2005220$61,000
2004330$216,000
2003000—
2002550$157,000
2001660$259,000
2000110$7,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Next door

Centerville vs. its neighbors

Centerville is the 2nd least expensive of 5 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Centerville$120K*—$1,0303$83,000
Eagle$149K*—$970—$72,778
Hume$111K*—$1,0106$68,958
Freedom$177K*—$1,0300$73,646
Rushford$186K+8.9%$1,0609$58,977

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Centerville buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Centerville still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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