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Natural hazards · Centerville

Centerville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Centerville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1984. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Centerville?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centerville to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%
By hazard

What Centerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Centerville flood?

Every paid claim on a federal flood insurance policy in Centerville, from FEMA’s records.

6paid claims since 1984
$88Kpaid to owners
0homes flooded more than once
19842026

Biggest named events

  • Hurricane Sandy: 1 claim, $24K
of all homes
are insured
No community discount. Centerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegany County.
Disasters that hit Centerville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Centerville itself: aid to households, or repair grants to the Town of Centerville.

Brought FEMA money into CentervilleDeclared for Allegany County only
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$120K to the Town of Centerville for repairs
2003

Severe Storms, Flooding, and Tornadoes

1 household applied for aid
2000

Severe Storms and Flooding

$201K to the Town of Centerville for repairs
Allegany County has had 20 natural disasters declared since 1953, most often floods and severe storms.
Around Centerville

Centerville and the towns around it

Eagle: High, mostly inland floodingHume: High, mostly inland floodingFreedom: High, mostly inland floodingRushford: Moderate, mostly inland floodingArcade: Very high, mostly inland floodingPike: High, mostly inland floodingWethersfield: Moderate, mostly inland floodingGranger: Very high, mostly inland floodingCaneadea: Very high, mostly inland floodingPortage: High, mostly inland floodingGenesee Falls: High, mostly inland floodingFarmersville: High, mostly inland floodingYorkshire: Moderate, mostly inland floodingArcade: Very high, mostly inland floodingNew Hudson: Moderate, mostly inland floodingCenterville: High, mostly inland flooding CentervilleEagleHumeFreedomRushford
Very lowLowModerateHighVery high
Centervillemostly inland floodingHigh
Humemostly inland floodingHigh
Eaglemostly inland floodingHigh
Freedommostly inland floodingHigh
Rushfordmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centerville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Centerville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Centerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Centerville total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.