Beacon, NY natural hazards
Most of the natural-hazard damage FEMA expects in Beacon comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 25 claims here since 1978. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Beacon?
FEMA expects yearly storm and flood damage to homes and buildings in Beacon to be higher than in 66% of U.S. communities, mostly from inland flooding.
What Beacon faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Lower here
Not a risk here
Does Beacon flood?
Every paid claim on a federal flood insurance policy in Beacon, from FEMA’s records.
Biggest named events
- Hurricane Ida: 5 claims, $32K
- Hurricane Irene: 3 claims, $28K
- Hurricane Sandy: 1 claim, $77K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in Beacon itself: aid to households, or repair grants to the City of Beacon.
Remnants of Hurricane Ida
Severe Winter Storm and Snowstorm
Hurricane Irene
Severe Winter Storm and Snowstorm
Severe Storms and Inland and Coastal Flooding
Snow
How to read this page
FEMA’s expected losses across Beacon total about $4.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.