Natural hazards · White Rock

White Rock, NM natural hazards

Most of the natural-hazard damage FEMA expects in White Rock comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White Rock?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White Rock to be higher than in 40% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding60%Wildfire23%Lightning6%Earthquakes5%Everything else7%

By hazard

What White Rock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 3 years in the area

Wildfire

23% of expected damage

Well above average · higher than 97% of U.S. places

Lightning

6% of expected damage

Well below average · higher than 20% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 61% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windAvalanches

Not a risk here

Coastal floodingHurricanesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White Rock flood?

FEMA's records show no paid flood insurance claims in White Rock.

of homes in flood zones
are insured

of all homes
are insured

No community discount. White Rock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Los Alamos County.

Disasters that hit White Rock

Federal disasters declared here

None of the disasters declared for Los Alamos County shows FEMA aid or repair money reaching White Rock itself in FEMA’s records.

Brought FEMA money into White RockDeclared for Los Alamos County only

Los Alamos County has had 7 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White Rock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to White Rock’s own flood-insurance community; household aid to the registrant’s city; repair grants to White Rock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.