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Housing in Upper Fruitland

A typical Upper Fruitland home is worth roughly $86,000

Typical home value
$86K
NM $318K
Estimate
2-bedroom rent
$1,220
a month, utilities in · HUD

What kind of housing town is Upper Fruitland?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.7 years of income

Less than across New Mexico (5 years). Try your own numbers below.

You could afford about
$196,000
Typical Upper Fruitland home $86K

That covers a typical Upper Fruitland home, with $110K to spare.

The typical home, each month
$500
Loan $430Tax $50Insurance $30

A two-bedroom rents for about $1,220 a month here, $720 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the New Mexico typical property tax (0.70% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

94% of Upper Fruitland households own their home

Half of Upper Fruitland’s homes were built before 1987.

Owners and renters
Own 94%Rent 6%

New Mexico: 70% own.

1987
typical home built · NM 1985
2%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $1,220

Fair Market Rent a month, utilities included

Studio$990
1 bedroom$990
2 bedrooms$1,220
3 bedrooms$1,700
4 bedrooms$1,840
6%
of households rent · NM 30%
9
renter households
0%
of renters spend 30%+ of income on rent · NM 50%
30%
of the median income, for a two-bedroom

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Farmington, NM MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Upper Fruitland vs. its neighbors

Upper Fruitland is the least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Upper Fruitland$86K*—$1,220—$49,453
Fruitland$285K+8.8%$1,190—$142,750
Farmington$290K+7.1%$1,18040$68,784

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Upper Fruitland buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Upper Fruitland still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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