Natural hazards · La Huerta

La Huerta, NM natural hazards

Most of the natural-hazard damage FEMA expects in La Huerta comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Huerta?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Huerta to be higher than in 97% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else10%

By hazard

What La Huerta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Huerta flood?

Every paid claim on a federal flood insurance policy in La Huerta, from FEMA’s records.

6paid claims since 2004

$99Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Huerta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eddy County.

Disasters that hit La Huerta

Federal disasters declared here

None of the disasters declared for Eddy County shows FEMA aid or repair money reaching La Huerta itself in FEMA’s records.

Brought FEMA money into La HuertaDeclared for Eddy County only

Eddy County has had 8 natural disasters declared since 1953, most often severe storms and floods.

Around La Huerta

La Huerta and the towns around it

Very lowLowModerateHighVery high

La Huertamostly inland floodingVery high

Carlsbadmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Huerta covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to La Huerta’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to La Huerta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across La Huerta total about $7.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.