Carlsbad, NM natural hazards
Most of the natural-hazard damage FEMA expects in Carlsbad comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 24 claims here since 2002. 3 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Carlsbad?
FEMA expects yearly storm and flood damage to homes and buildings in Carlsbad to be higher than in 82% of U.S. communities, mostly from inland flooding.
What Carlsbad faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Lower here
Not a risk here
Does Carlsbad flood?
Every paid claim on a federal flood insurance policy in Carlsbad, from FEMA’s records.
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
3 federal disasters brought FEMA money here
Disasters the President declared that paid out in Carlsbad itself: aid to households, or repair grants to the City of Carlsbad.
Severe Storms and Flooding
Severe Storms, Flooding, and Mudslides
Severe Storms and Flooding
Carlsbad and the towns around it
How to read this page
FEMA’s expected losses across Carlsbad total about $9.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.