Natural hazards · Artesia

Artesia, NM natural hazards

Most of the natural-hazard damage FEMA expects in Artesia comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Artesia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Artesia to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%

By hazard

What Artesia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Artesia flood?

Every paid claim on a federal flood insurance policy in Artesia, from FEMA’s records.

8paid claims since 1980

$30Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Artesia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eddy County.

Disasters that hit Artesia

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Artesia itself: aid to households, or repair grants to the City of Artesia.

Brought FEMA money into ArtesiaDeclared for Eddy County only

2004

Severe Storms and Flooding

$2K to the City of Artesia for repairs

Eddy County has had 8 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Artesia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Artesia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Artesia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.