Natural hazards · Agua Fria

Agua Fria, NM natural hazards

Most of the natural-hazard damage FEMA expects in Agua Fria comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Agua Fria?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Agua Fria to be higher than in 8% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding51%Earthquakes25%Lightning7%Wildfire6%Everything else12%

By hazard

What Agua Fria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

25% of expected damage

Well above average · higher than 78% of U.S. places

Lightning

7% of expected damage

Well below average · higher than 22% of U.S. places

Wildfire

6% of expected damage

Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Agua Fria flood?

FEMA's records show no paid flood insurance claims in Agua Fria.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Agua Fria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Fe County.

Disasters that hit Agua Fria

Federal disasters declared here

None of the disasters declared for Santa Fe County shows FEMA aid or repair money reaching Agua Fria itself in FEMA’s records.

Brought FEMA money into Agua FriaDeclared for Santa Fe County only

Santa Fe County has had 7 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Agua Fria covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Agua Fria’s own flood-insurance community; household aid to the registrant’s city; repair grants to Agua Fria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Agua Fria total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.