Natural hazards · Wyckoff

Wyckoff, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Wyckoff comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 27 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wyckoff?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wyckoff to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding75%Earthquakes8%Everything else18%

By hazard

What Wyckoff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wyckoff flood?

Every paid claim on a federal flood insurance policy in Wyckoff, from FEMA’s records.

27paid claims since 1979

$371Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 5 claims, $162K
Hurricane Floyd: 4 claims, $100K
Hurricane Irene: 3 claims, $33K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wyckoff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bergen County.

Disasters that hit Wyckoff

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wyckoff itself: aid to households, or repair grants to the Township of Wyckoff.

Brought FEMA money into WyckoffDeclared for Bergen County only

2021

Remnants of Hurricane Ida

131 households applied for aid $206K aid approved $57K to the Township of Wyckoff for repairs

2020

Tropical Storm Isaias

$287K to the Township of Wyckoff for repairs

2018

Severe Winter Storm and Snowstorm

$434K to the Township of Wyckoff for repairs

2016

Severe Winter Storm and Snowstorm

$59K to the Township of Wyckoff for repairs

2012

Hurricane Sandy

128 households applied for aid $30K aid approved $393K to the Township of Wyckoff for repairs

2011

Severe Storm

$110K to the Township of Wyckoff for repairs

2011

Hurricane Irene

34 households applied for aid $75K aid approved $20K to the Township of Wyckoff for repairs

2010

Severe Storms and Flooding

12 households applied for aid $32K aid approved

2007

Severe Storms and Inland and Coastal Flooding

36 households applied for aid $42K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$4K to the Township of Wyckoff for repairs

Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Wyckoff

Wyckoff and the towns around it

Very lowLowModerateHighVery high

Ridgewoodmostly inland floodingHigh

Hawthornemostly inland floodingHigh

Waldwickmostly inland floodingModerate

Mahwahmostly inland floodingLow

North Haledonmostly inland floodingLow

Allendalemostly inland floodingLow

Midland Parkmostly inland floodingLow

Franklin Lakesmostly inland floodingLow

Wyckoffmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wyckoff covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Wyckoff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wyckoff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wyckoff total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.